Transparent, no-hassle financing

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Quick and easy

Enter a few pieces of information for a real-time decision

No hidden fees

Know up front what you'll owe, with no hidden costs and no surprises

No hard credit check

Checking to see if you prequalify will not affect your credit score

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Frequently asked questions

Can I pay off my purchase early?

Yes! There's no penalty for paying early

Will I see how much interest I am paying prior to accepting my loan?

Yes! Affirm works hard to be completely transparent. You'll see the amount of interest you'll owe on the terms page and again on the loan confirmation page. If you pay off your loan early, you'll receive a rebate for any interest that hasn't yet accrued.

Does checking my eligibility affect my credit score?

No—checking your eligibility won't affect your credit score

Do I need a mobile number to use Affirm?

Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing up.

Do I need a mobile number to use Affirm?

Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing up.